Get Instant Loan - Fast and Easy

Get up to K500 in minutes! Whether it’s an emergency or a small expense, Lupiya’s Instant Loan gives you access to funds with zero paperwork, quick approvals, and no long waits.

Get Your Loan in 4 Easy Steps

Download App

Available on Google Play & App Store

Sign Up

Create an account and log in securely.

Submit KYC

Upload your NRC, selfie, and residential address.

Get Cash

Once approved, get your funds in 5 minutes!

Donwload the app

Why Choose Lupiya Instant Loans?

We offer three flexible loan options tailored to your needs.

Fast Disbursement

Money in under 5 minutes

No Bank Visits

Apply anytime, anywhere

Seamless Digital Payment

Designed to suit your financial situation.

Ready to Get Started?
Take the first step towards financial freedom today.

Download the app

Support

Got Questions? We can help

Everything you need to know about the Instant Loan. Can’t find the answer you’re looking for? Please chat to our team.

How much can I borrow with an Instant Loan?

You can get up to K500 instantly via the Lupiya app.

How do I apply?

1. Download the Lupiya App (Android & iOS)
‍
2. Sign up and verify your identity

3. Submit KYC details (NRC, selfie, and address)
‍
4. Apply for an Instant Loan and get funded in minutes

How long does approval take?

Approval is instant, and funds are disbursed within 5 minutes.

How do I repay the loan?

Track repayments in the Lupiya App
‍Receive SMS notifications for due dates
‍Interest rate: 20%

Is there any paperwork required?

No! The process is 100% digital with no paperwork required.

Instant Loan

Need cash fast? Get up to K500 in minutes!