Whether you’re covering an emergency, financing a major purchase, or consolidating debt, Lupiya’s Personal Loan offers a fast, hassle-free, and transparent lending solution tailored to your needs.
How It Works – 3 Easy Steps
1. Get Started – Click “Apply for a Loan” on the website — or apply for a directly via the Lupiya App. 2. Choose and Customize Your Loan – Select your loan type, amount, and repayment period.
3. Complete Your Application – Enter your details, upload the required documents, and submit — your loan will be disbursed within 48 hours.
Anyone who meets the loan requirements can apply. We offer loans for civil servants, individuals with collateral, and employees under company loan schemes.
How long does it take to get a loan?
You can receive your loan in as fast as 48 hours, depending on how quickly you submit all required documents.
How much can I borrow?
You can borrow up to K250,000, depending on your eligibility and loan type.
Do I need collateral?
Not for all loans! Only collateral-backed loans require a motor vehicle whitebook as security.
How do I make repayments?
Repayments are made through fixed monthly installments, ensuring easy budgeting.
Can I pay off my loan early?
Yes! You can repay your loan early without hidden penalties.
How do I apply?
Simple! Just click the "Apply Now" button, fill out the form, and submit your details.
Minimum Tenure: 62 days | Maximum Tenure: 60 months | Maximum APR: 40%
Representative Example of a K1,000,000 SME loan over 12 months:
