Business Loans

Unlock up to K1 Million in just 48 hours!

Apply now

Fuel Your Business Growth

Whether you need capital for expansion, inventory, equipment, or day-to-day operations, Lupiya’s Business Loan is designed to provide quick approvals, flexible repayment, and transparent rates—so you can focus on growing your business.

Apply in 3 Simple Steps

1. Get Started – Click “Apply for a Loan” on the website — or apply for a  directly via the Lupiya App.

2. Customize Your Loan
– Enter the amount your business needs and choose your preferred repayment period.

3. Get Funded in 48 Hours
– Provide your business and personal details, upload the required documents, and submit — your loan will be disbursed within 48 hours.
Apply

Explore Our Business Loan Options

Choose the loan that best fits your needs.
Invoice Discounting
View Requirements
Requirements:
  • NRC of all Directors
  • Company Registration Documentation
  • Form 5 or 125 (Limited Company)
  • 6 Months Latest Bank Statements
  • Financial Statements
  • Contract Regarding Transaction
  • Proof of Performance
  • Collateral:
Motor Vehicle:
  • White Book
  • Photos of Vehicle
  • Insurance Cover
Land Property:
  • Copy of Certificate of Title
  • Lands Registry Search printout
  • Pictures of property
  • Valuation Report  
Business Car Loan
View Requirements
Requirements:
  • NRC of all Directors
  • Company Registration Documentation
  • Form 5 or 125 (Limited Company)
  • 6 Months Latest Bank Statements
  • Financial Statements or Management accounts
  • Company Profile
  • Motor Vehicle Invoice
  • Photos of motor vehicle
  • Down-payment P.O.P (20% Car Value)
  • Quick Fit Report
Order Financing
View Requirements
Requirements:
  • NRC of all Directors
  • Company Registration Documentation
  • Form 5 or 125 (Limited Company)
  • 6 Months Latest Bank Statements
  • Financial Statements
  • Company Profile or Business Model
  • Copy of Order
  • Quotation of Goods
  • Collateral
Working Capital
View Requirements
Requirements:
  • NRC of all Directors
  • Company Registration Documentation
  • Form 5 or 125 (Limited Company)
  • 6 Months Latest Bank Statements
  • Financial Statements
  • Collateral:
Motor Vehicle:
  • White Book
  • Photos of Vehicle
  • Insurance Cover
Land Property:
  • Copy of Certificate of Title
  • Pictures of property
  • Valuation Report  

Why Choose Lupiya for Business Loans?

We offer three flexible loan options tailored to your needs.

Fast Loan Disbursement

Get funded in 48 hours with a hassle-free process.

No Paperwork

Apply in minutes with minimal requirements.

Flexible Repayment

Tailored to fit your cash flow.

Transparent Rates

No hidden fees, no surprises—just clear terms.
Ready to Get Started?
Take the first step towards financial freedom today.
Apply Now
Support

Got Questions? We can help

Everything you need to know about the our services. Can’t find the answer you’re looking for? Please chat to our team.
Who can apply for a business loan?
Businesses that are registered and have been operational for at least 12 months can apply.
How much funding can I get?
You can access up to K1 million or more, depending on your eligibility and business loan type.
How much can I borrow?
You can borrow up to K250,000, depending on your eligibility and loan type.
Do I need collateral?
Not for all loans! Only collateral-backed loans require a motor vehicle whitebook as security.
How do I make repayments?
Repayments are made through fixed monthly installments, ensuring easy budgeting.
Can I pay off my loan early?
Yes! You can repay your loan early without hidden penalties.
How do I apply?
Simple! Just click the "Apply Now" button, fill out the form, and submit your details.