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About
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Agri Loans
Access up to K1 Million in just 48 hours!
Apply now
Harvest Financial Growth
With Lupiya Agri Loans, you can focus on growing your farm while we take care of the financing. Whether you need funds for equipment, seeds, or expansion, we offer a fast loan with quick approvals, flexible repayment, and no hidden fees.
What Can You Use the Agri Loan For?
Seeds & Fertilizers
Improve yields with quality inputs.
Equipment & Machinery
Get the right tools to work smarter.
Infrastructure Development
Build or upgrade storage and irrigation.
Livestock & Feed
Support your animals and agribusiness growth.
Apply
Why Choose Lupiya for Business Loans?
We offer three flexible loan options tailored to your needs.
Tailored for Agribusiness
Get funded in just 48 hours!
Quick Access to Funds
What you see is what you pay.
Flexible & Affordable
Designed to suit your financial situation.
Ready to Get Started?
Take the first step towards financial freedom today.
Apply Now
Explore Our Agri Loan Options
Choose the loan that best fits your needs.
Solar Irrigation
View Requirements
Apply now
Requirements
:
NRC of all Directors
Company Registration Documentation
Minimum of one year farming experience.
Certified memorandum and articles of association (if available).
Twelve months’ bank , mobile money statements or proof of income.
Cash flow projections
Business Plan or Company Profile
Supplier quoation of the equipment
Proof of land ownership or lease agreement
Solar irrigation system may serve as collateral; a down payment of
10-30%
of the total system cost is required.
Off-taker agreement (if available)
Asset Financing
View Requirements
Apply now
Requirements
:
Business plan or company profile.
Three years’ audited financial statements and recent management accounts.
Cash flow projections, projected income statements, and balance sheet for the financing period.
Proforma invoice for equipment or vehicle to be financed addressed to Lupiya.
Certified memorandum and articles of association.
Particulars of directors.
Annual returns and tax clearance.
VAT registration certificate.
Valid trading license.
Certified certificate of incorporation.
Tax identity number (TIN) document for the company.
Proof of income.
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Got Questions? We can help
Everything you need to know about the Agri Loans. Can’t find the answer you’re looking for? Please chat to our team.
Contact Us
Who is eligible for an Agri Loan?
Farmers and agribusinesses involved in
crop production, livestock, or agribusiness services
.
How much can I borrow?
You can get up to
K1 million
or more to finance your agricultural activities.
What can the loan be used for?
Purchase of seeds, fertilizers, and farm equipment
Expanding your agribusiness operations
Covering farm operating costs
How long does it take to process the loan?
Loans are
approved quickly, with funding in 48 hours
.
What are the repayment terms?
Lupiya provides
clear terms with fixed repayment options and no hidden fees
.
Minimum Tenure:
62 days
|
Maximum Tenure:
60 months
| Maximum APR:
40%
Representative Example of a K1,000,000 SME loan over 12 months:
INTEREST RATE
2.5%
LOAN VALUE
K1,000,000
LOAN TERM
12 Months
TOTAL AMOUNT
K1,169,845.52
MONTHLY INTEREST
K97,487.13
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